.sft-calc-container {
    --color-forest: #0B2D20;
    --color-forest-light: #16402E;
    --color-forest-dark: #061911;
    --color-mint: #10B981;
    --color-mint-light: #34D399;
    --color-sand: #FAF8F5;
    --color-cream: #F5F1E9;
    --color-gold: #C5A880;
    --color-gold-dark: #A4865E;
    --color-gold-light: #DFCDBC;
    --color-charcoal: #1E2522;
    --color-charcoal-light: #353D3A;
    --color-white: #FFFFFF;
    --font-display: 'Playfair Display', serif;
    --font-body: 'Plus Jakarta Sans', sans-serif;
    --shadow-sm: 0 2px 8px rgba(11, 45, 32, 0.05);
    --shadow-md: 0 6px 18px rgba(11, 45, 32, 0.07);
    --shadow-lg: 0 12px 30px rgba(11, 45, 32, 0.1);
    --transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
    --border-radius: 10px;
    
    font-family: var(--font-body);
    color: var(--color-charcoal);
}

.sft-calc-container select,
.sft-calc-container input,
.sft-calc-container textarea {
    font-family: var(--font-body);
}

/* Form styling */
.sft-calc-container .calc-form {
    display: flex;
    flex-direction: column;
    gap: 15px;
}

.sft-calc-container .form-group {
    display: flex;
    flex-direction: column;
    gap: 6px;
    text-align: left;
}

.sft-calc-container .form-group label {
    font-size: 0.75rem;
    font-weight: 700;
    color: var(--color-forest);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-bottom: 2px;
}

.sft-calc-container .form-control {
    font-family: var(--font-body);
    font-size: 0.9rem;
    padding: 10px 14px;
    border-radius: 6px;
    border: 1px solid rgba(197, 168, 128, 0.3);
    background-color: var(--color-sand);
    outline: none;
    transition: var(--transition);
    color: var(--color-charcoal);
    width: 100%;
}

.sft-calc-container .form-control:focus {
    border-color: var(--color-forest);
    background-color: var(--color-white);
    box-shadow: 0 0 0 3px rgba(11, 45, 32, 0.08);
}

.sft-calc-container .form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
}

@media (max-width: 576px) {
    .sft-calc-container .form-row {
        grid-template-columns: 1fr;
    }
}

/* Buttons */
.sft-calc-container .btn {
    font-family: var(--font-body);
    font-weight: 600;
    border: none;
    border-radius: 25px;
    padding: 10px 24px;
    cursor: pointer;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    transition: var(--transition);
    font-size: 0.85rem;
    width: fit-content;
}

.sft-calc-container .btn-primary {
    background: linear-gradient(135deg, var(--color-forest) 0%, var(--color-forest-light) 100%);
    color: var(--color-sand);
    border: 1px solid var(--color-forest-light);
}

.sft-calc-container .btn-primary:hover {
    transform: translateY(-1px);
    box-shadow: var(--shadow-sm);
    background: linear-gradient(135deg, var(--color-forest-light) 0%, var(--color-forest) 100%);
}

.sft-calc-container .btn-secondary {
    background: var(--color-cream);
    color: var(--color-forest);
    border: 1px solid var(--color-gold-light);
}

.sft-calc-container .btn-secondary:hover {
    background: var(--color-gold-light);
    color: var(--color-forest-dark);
    transform: translateY(-1px);
}

.sft-calc-container .btn-gold {
    background: linear-gradient(135deg, var(--color-gold) 0%, var(--color-gold-dark) 100%);
    color: var(--color-forest-dark);
    border: 1px solid var(--color-gold-light);
}

.sft-calc-container .btn-gold:hover {
    transform: translateY(-1px);
    box-shadow: 0 3px 10px rgba(197, 168, 128, 0.3);
}

/* Calculator Results Display */
.sft-calc-container .calc-result {
    margin-top: 20px;
    padding: 20px;
    background: var(--color-cream);
    border-radius: 6px;
    border-left: 3px solid var(--color-gold);
    display: none;
    animation: sftFadeIn 0.3s ease-out;
}

@keyframes sftFadeIn {
    from { opacity: 0; transform: translateY(5px); }
    to { opacity: 1; transform: translateY(0); }
}

.sft-calc-container .calc-result h4 {
    font-family: var(--font-body);
    font-weight: 800;
    font-size: 0.95rem;
    margin-bottom: 8px;
    color: var(--color-forest-dark);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-top: 0;
}

.sft-calc-container .calc-result-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(110px, 1fr));
    gap: 12px;
    margin-top: 10px;
}

.sft-calc-container .calc-result-stat {
    background: var(--color-white);
    padding: 10px 12px;
    border-radius: 4px;
    border: 1px solid rgba(197, 168, 128, 0.15);
    text-align: center;
}

.sft-calc-container .calc-result-stat span {
    display: block;
    font-size: 0.7rem;
    color: var(--color-gold-dark);
    font-weight: 700;
    text-transform: uppercase;
}

.sft-calc-container .calc-result-stat strong {
    font-family: var(--font-display);
    font-size: 1.2rem;
    color: var(--color-forest);
    display: block;
    margin-top: 2px;
}

.sft-calc-container .calc-result-message {
    font-size: 0.85rem;
    color: var(--color-charcoal-light);
    margin-top: 12px;
    line-height: 1.4;
    text-align: left;
}

/* Debt Comparison Bar Graphic */
.sft-calc-container .bar-comparison-container {
    margin-top: 16px;
}

.sft-calc-container .bar-comp-row {
    margin-bottom: 8px;
}

.sft-calc-container .bar-label {
    display: flex;
    justify-content: space-between;
    font-size: 0.75rem;
    font-weight: bold;
    margin-bottom: 2px;
    color: var(--color-charcoal);
}

.sft-calc-container .bar-track {
    height: 10px;
    background: rgba(197, 168, 128, 0.15);
    border-radius: 5px;
    overflow: hidden;
}

.sft-calc-container .bar-fill {
    height: 100%;
    border-radius: 5px;
    width: 0%;
    transition: width 0.6s ease-out;
}

.sft-calc-container .bar-snowball {
    background: var(--color-forest);
}

.sft-calc-container .bar-avalanche {
    background: var(--color-mint);
}

/* Badges */
.sft-calc-container .badge {
    background: var(--color-cream);
    color: var(--color-gold-dark);
    border: 1px solid var(--color-gold-light);
    padding: 3px 10px;
    border-radius: 15px;
    font-size: 0.7rem;
    text-transform: uppercase;
    font-weight: 700;
    letter-spacing: 0.05em;
    display: inline-block;
    width: fit-content;
}

/* Overarching Eligibility Finder Quiz CSS */
.sft-calc-container.quiz-section {
    background: linear-gradient(135deg, var(--color-forest) 0%, var(--color-forest-dark) 100%);
    color: var(--color-sand);
    border-radius: var(--border-radius);
    padding: 40px 24px;
    margin-bottom: 20px;
    border: 1px solid var(--color-gold);
    position: relative;
    overflow: hidden;
}

.sft-calc-container.quiz-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image: url('https://images.unsplash.com/photo-1579621970563-ebec7560ff3e?auto=format&fit=crop&w=1200&q=80');
    background-size: cover;
    background-position: center;
    opacity: 0.04;
}

.sft-calc-container .quiz-container {
    position: relative;
    z-index: 2;
    max-width: 720px;
    margin: 0 auto;
}

.sft-calc-container .quiz-step {
    display: none;
}

.sft-calc-container .quiz-step.active {
    display: block;
    animation: sftFadeIn 0.3s ease-out;
}

.sft-calc-container .quiz-header {
    margin-bottom: 20px;
    text-align: left;
}

.sft-calc-container .quiz-progress {
    width: 100%;
    height: 5px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 2px;
    margin-top: 10px;
    overflow: hidden;
}

.sft-calc-container .quiz-progress-bar {
    height: 100%;
    background: linear-gradient(90deg, var(--color-gold) 0%, var(--color-mint) 100%);
    width: 33%;
    transition: width 0.3s ease;
}

.sft-calc-container .quiz-options {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
    gap: 12px;
    margin-top: 16px;
}

.sft-calc-container .quiz-option-card {
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid rgba(197, 168, 128, 0.2);
    border-radius: 6px;
    padding: 16px;
    cursor: pointer;
    text-align: center;
    transition: var(--transition);
}

.sft-calc-container .quiz-option-card:hover,
.sft-calc-container .quiz-option-card.selected {
    background: rgba(255, 255, 255, 0.08);
    border-color: var(--color-gold);
    transform: translateY(-1px);
}

.sft-calc-container .quiz-option-card i {
    font-size: 1.5rem;
    color: var(--color-gold-light);
    margin-bottom: 8px;
    display: block;
}

.sft-calc-container .quiz-option-card.selected i {
    color: var(--color-gold);
}

.sft-calc-container .quiz-option-card h4 {
    font-family: var(--font-body);
    color: var(--color-sand);
    font-weight: 700;
    font-size: 0.9rem;
    margin: 0;
}

.sft-calc-container .quiz-nav {
    display: flex;
    justify-content: space-between;
    margin-top: 30px;
}

.sft-calc-container .quiz-results-box {
    background: var(--color-white);
    color: var(--color-charcoal);
    border-radius: var(--border-radius);
    padding: 30px;
    border: 1px solid var(--color-gold);
    box-shadow: var(--shadow-lg);
    text-align: left;
}

.sft-calc-container .quiz-results-box h3 {
    font-size: 1.5rem;
    margin-bottom: 8px;
    margin-top: 0;
    color: var(--color-forest);
}

.sft-calc-container .quiz-results-subtitle {
    font-size: 0.8rem;
    color: var(--color-gold-dark);
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-bottom: 20px;
    margin-top: 0;
}

.sft-calc-container .recommendation-list {
    display: flex;
    flex-direction: column;
    gap: 15px;
    margin-bottom: 20px;
}

.sft-calc-container .rec-item {
    display: flex;
    gap: 15px;
    padding-bottom: 15px;
    border-bottom: 1px solid var(--color-cream);
    text-align: left;
}

.sft-calc-container .rec-item:last-child {
    border-bottom: none;
    padding-bottom: 0;
}

.sft-calc-container .rec-icon {
    font-size: 1.2rem;
    color: var(--color-forest);
    background: var(--color-cream);
    width: 38px;
    height: 38px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.sft-calc-container .rec-details h4 {
    font-family: var(--font-body);
    font-weight: 800;
    font-size: 0.95rem;
    color: var(--color-forest);
    margin-bottom: 4px;
    margin-top: 0;
}

.sft-calc-container .rec-details p {
    font-size: 0.85rem;
    color: var(--color-charcoal-light);
    margin-bottom: 4px;
}

.sft-calc-container .affiliate-badge-small {
    display: inline-block;
    background: #E8F5E9;
    color: var(--color-forest-light);
    font-size: 0.65rem;
    font-weight: bold;
    padding: 2px 6px;
    border-radius: 4px;
    margin-top: 4px;
    width: fit-content;
}